AUTOMOBILE

FCSA
 

The Fichier central des sinistres automobiles (FCSA), a claims tracking database, lists the claims made by each driver over the past six years, enabling insurers to set the premiums based on the real risk that each insured represents. Your insurer or broker consults the FCSA to set your car insurance premium. You too can consult your FCSA file.

This is how your insurer assesses your driving track record.

PREVENTION

Protect your home

There are a number of things you can do to complicate things for thieves. For example, store your valuables in a hard-to-find place, not in a box in plain sight or in a chest of drawers. Better still, install outside photocell lighting that turns on at dusk. Don't leave your home in the dark!

Outsmart thieves!

HOME & PROPERTY

Are you self-employed?

Did you know that your homeowner's insurance policy is not designed to protect your business property and activities. If you have a home office, you should purchase insurance specifically designed to meet your needs. If a disaster were to strike your home, you would be properly insured.

Protect your small business.

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