Collision with a deer

It's always important to be careful when driving along country roads, since you may well spot a deer crossing the road. While the risk is there year round, it's in the summer and fall that one tends to see these wild animals on roads. Who pays for the damage to your vehicle if you do hit a deer? The answer: your insurer, provided you are covered for this type of damage (Section B of your policy). Click here to find out more. Prevention advice is also available on the Transport Québec site (in French only).

Insure your watercraft

You've bought a watercraft so that you can fully enjoy the summer. While it is covered under your home insurance policy, you should know that your policy limit is $500 to $1,000 for any damages you may incur. What's more, not all watercraft are covered under civil liability. We strongly suggest that you take out specific coverage for your new watercraft. Click here to find out more about other examples of limits for various categories of property covered under your home insurance policy.

Being ready for an emergency

Natural disasters happen no matter the season. Summer, for example, brings violent storms and torrential rains that can cause extended blackouts and even force you out of your home. We strongly recommend you have an emergency plan so that you're ready for such an event. It's also important that you have an emergency kit, which should contain enough supplies to help you be self-sufficient for at least 72 hours. Click here for a list of supplies your kit should contain and for advice on how to adequately prepare to face an emergency.


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