Your liability in the event of a car accident

Contrary to popular belief, it's always your insurer that determines your liability if you're involved in a car accident and compensates you accordingly. Your liability is established using the Direct Compensation Agreement, a document which describes each driver's liability using various accident scenarios. If you're not responsible for an accident, your insurer compensates you for the damage to your car. If you are responsible, you'll be compensated only if you purchased damage insurance for your car (Section B of your insurance policy). To find out what auto insurance coverages are available, click here.

Buying a house

Spring is a time when many of you will be moving into your new home. You've negotiated the price of your home and your mortgage rate, and now you'll need to protect your new home and look into the various home insurance policies on the market. You'll be relieved to have the right coverage to meet your needs should you suffer a loss.

The "Come Play with Sécuro! Contest"

For the second year in a row, the Insurance Bureau of Canada, together with Quebec's Ministère de la Sécurité publique, is inviting kindergarten and cycle 1 elementary school students to take part in the "Come Play with Sécuro! Contest", an initiative that helps young kids learn more about civil protection. The drawing contest runs in all Quebec schools from March 23 to April 24.


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