Why separate insurance?  |   How-and how much?  |   Coverage of business property
Civil liability  |   Additional guarantees and riders  |   Taking work on the road

Self Employed Workers - Taking work on the road

Auto insurance is a separate component of your self-employment insurance. When you're negotiating your policy, being completely honest with your insurer is a must.

• Tell your insurer what you use your vehicle for and estimate the number of kilometers you drive annually as accurately as possible. It's also important that you declare all previous losses and claims.
• Think about what the consequences would be if you were to lose the use of your vehicle due to an insured loss. A rider is available to cover a rental in this type of situation. If your vehicle is important to your business, you should seriously consider adding this rider.
• In short, your auto insurance policy can be tailored to your needs as a self-employed worker. That's why it's so important to answer honestly any questions asked when you're purchasing or renewing your policy.