Wind and hail
Even if they’re rare in Quebec, tornadoes have hit cities like Maskinongé, Aylmer and Mont-Laurier. Most often, strong winds and hail occur, regardless of the season or region.
Can’t work?
Talk to your insurer to find out what compensation you’re entitled to, where applicable.
Ask for a cash advance, if needed. Keep all receipts and invoices for lodging and food expenses incurred following the loss.
What should you do if violent winds rip some of the shingles off your building? Or if the aluminium cladding on the back of your building buckles following a hail storm?
Call your insurer as soon as possible. He’ll ask you to describe the exact circumstances of the loss and the damage suffered. Depending on the type and extent of the insured damage, he’ll tell you
what to do.
Unless they’re a health hazard, don’t throw out damaged items right away. And don’t make permanent repairs before speaking to your insurer. If you need to do emergency repairs to prevent further damage, keep the invoices or receipts.