- Builders risk insurance
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This coverage is designed for builders. It does not apply to projects of individuals. This is a coverage that insures property on the construction site and which will be part of the construction (plumbing, heating, electrical, etc.). However, there are generally restrictions, such as theft and vandalism. Check the coverages carefully and then take the measures needed to minimize the perils excluded.
- Business interruption insurance
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Your company has suffered a major loss. Can you afford an extended interruption to your operations? This coverage covers the loss of earnings that you would incur. It provides coverage for:
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Loss of gross earnings
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Loss of rent
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Extra expenses
- Misappropriation, erasure or destruction insurance
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This protection provides coverage if one of your employees is involved in or is the author of a dishonest act against you. This insurance offers various coverages, including:
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Employee dishonesty
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Loss or deterioration on the premises
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Loss or deterioration off the premises
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Forgery of money orders or bank notes
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Forgery that is prejudicial to depositors
- Theft of money or securities insurance
(on or off the premises)
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Property such as money, securities and stamps are never covered. However, you can add coverage to the policy. Several options are available, including:
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Money or securities insurance
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Safe burglary insurance
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Etc.
Talk to your agent or broker.